has 22 years of international banking experience in Asia,Africa and the Middle East. He was the Chief Executive Officer of The Saudi Investment Bank in Riyadh during the Gulf War, when emergency contingency planning became an additional responsibility beyond that of creating and implementing a business strategy for this affiliate of Chase Manhattan Bank.

Prior to this, Mr..Wilcox was a General Manager of The Gulf Bank of Kuwait with responsibility for banking and investment operations in Singapore, New York, London, the Cayman Islands and all corporate lending and operations functions in the head office.

Prior to this Mr. Wilcox was Citibank’s Regional Senior Officer for West Africa based in the Ivory Coast, where his responsibility was supervising branch operations in six West African countries and cross border lending to another eight non-presence countries.

Representing Citibank he co-managed the Republic of Liberia London Club debt re-scheduling negotiations and participated in these for the Republic of Togo. He was designated a Citibank Senior Credit Officer while managing Citibank in Jeddah, Saudi Arabia and participated in the transition from Citibank to Saudi American Bank. During his Jeddah assignment, he was a founding member and first Chairman of the American Businessman’s Council.

After five years in the US Navy as a carrier based aviator, Mr. Wilcox finished his graduate work in international finance and marketing at the American Graduate School of International Management before beginning his international career with Citibank.

He is currently Chairman of Zephyr Partners LLC, a Southern California based real estate management company that originates and manages property investments for Middle East based institutional and individual investors. In this capacity, he is a frequent visitor to the Middle East where he maintains many personal and professional relationships.