Gulf Banking Consultants and its affiliates ("GBC" or "we") is committed to protecting the privacy of the personally-identifiable information that we collect from you as you use this Web site (the "Site").

The scope of GBC's commitment is detailed in this Privacy Policy. By submitting information, you agree to GBC's use of such information as described herein.

What personally-identifiable information is collected?
GBC collects personally-identifiable information when users send feedback or request more information regarding GBC's services, via an online form. The personally-identifiable information collected may consist of a unique access ID, company or school affiliations, titles, and contact information, such as names, mailing addresses, e-mail addresses, and telephone and fax numbers.

How may my personally-identifiable information be used?
GBC uses your personally-identifiable information to fulfill your requests for information. GBC also uses personally-identifiable information to perform statistical analyses of user behavior in order to measure interest in specific areas and articles posted on our Site.

GBC uses personally-identifiable information collected from cookies and IP addresses as described below. GBC may provide your personally-identifiable information to any of its affiliates worldwide for such purposes.

Are cookies and IP addresses used?
The Site uses cookies to identify you and your interests and to track usage of the Site. Cookies are small pieces of text stored on your computer that help us know which browser you are using and where you have been on the Site and on Web sites to which you may link in order to use some of our features.

GBC also logs IP addresses, or the location of computers on the Internet, to help diagnose problems with our server and to administer the Site.

Is personally-identifiable information disclosed to third parties?
GBC shall not intentionally disclose (and shall take commercially reasonable steps to prevent the accidental disclosure of) your personally-identifiable information to third parties (i.e., persons or entities that are not affiliates of GBC), whether for such third parties' marketing purposes or otherwise, subject only to the following four exceptions:

GBC may disclose your personally-identifiable information to third parties as required or permitted by the laws, rules, and regulations of any nation, state, or other applicable jurisdiction;

GBC may disclose your personally-identifiable information to third parties who deliver information from us to you for the purpose of performing such delivery;

GBC may disclose your personally-identifiable information if, in connection with submitting the information, you consent to such disclosure;

GBC may disclose contact information for you in response to inquiries by bona-fide rights owners in connection with allegations of infringement of copyright or other proprietary rights arising from information you have posted on the Site or otherwise provided to GBC;

If GBC and/or any of its affiliates merges with or sells substantially all of its assets or a majority of its equity to a third party, information collected by GBC or such affiliates on their Web sites may be disclosed to and owned by the merged entity or third party.

Links to third-party sites
We may provide links to third-party Web sites as a service to our users. In addition, some of the content appearing to be on this Site is in fact supplied by third parties, for example, in instances of framing of third-party Web sites or incorporation through framesets of content supplied by third-party servers.

Please be aware that we cannot control and are not responsible for the information collection practices of such third-party Web sites, which may differ from those of this Site. We encourage you to review and understand the privacy policies on these Web sites before providing any information to them.

Security
GBC has implemented generally accepted standards of technology and operational security in order to protect personally-identifiable information from loss, misuse, alteration, or destruction.

Only authorized GBC personnel are provided access to personally-identifiable information, and these employees are required to treat this information as confidential. Despite these precautions, GBC cannot guarantee that unauthorized persons will not obtain access to your personally-identifiable information.

Transborder hosting and transfer of information
Personally-identifiable information collected on the Site may be transferred from time to time to GBC offices located throughout the world, including offices located outside the European Economic Area (EEA), and the Site may be viewed and hosted anywhere in the world, including countries (such as the United States) that may not have laws regulating the use and transfer of personally-identifiable data.

By using the Site and submitting such information on it, you voluntarily consent to such transborder transfer and hosting of such information.

Children's on-line privacy protection
GBC understands the importance of protecting children's privacy, especially in an on-line environment. The Site is not intentionally designed for or directed at children 13 years of age or younger, and GBC will not intentionally collect or maintain information about anyone under the age of 13.

Consent
By using the Site, you consent to the collection, use, and storage of your information by us in the manner described in this Privacy Policy and elsewhere on the Site.

We reserve the right to make changes to this Privacy Policy from time to time. We will alert you to any such changes by updating this Privacy Policy.

Contact our Privacy Department
If you have any questions about our Privacy Policy, please e-mail us at:

Info@GulfBankingConsultants.com